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Maryland Insurance Agent Continuing Education and License Renewal Requirements

Maryland Insurance Agent Continuing Education and License Renewal Requirements


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General Requirements

Maryland Major Lines Licensed Producers must take 24 Credit Hours of Approved Continuing Education every 2 years, prior to their Expiration Date.

At least 3 of the 24 credit hours must be approved for Ethics Training.

Major Lines include:

  1. Life
  2. Health
  3. Property
  4. Casualty
  5. Variable Annuity and Variable Life Products
  6. Personal Lines

Maryland CE Requirements are “License Type Specific.” Agents must take courses in a subject matter related to their License Type and that:

  1. Is approved by the Maryland Insurance Administration
  2. Includes at least 3 of credit hours are approved for ethics training

Continuing education requirements must be completed every 2 years, on or before the last day of the licensee’s birth month.
 

Exemptions

The following License Types do not require Continuing Education:

  1. Producers over the age of 70 as of April 30, 2013 are exempt from CE Requirements.
  2. If a resident licensee has been consecutively licensed for 25 or more years, prior to October 1, 2008, their CE Requirements is 8 Hours.
  3. Credit Only Producers
  4. Advisor Only Licenses
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Maryland Insurance Agent CE and Renewal Requirements Summary

CE Credit Requirements by License Type
License Type Requirement
Title Agents 16 hours related to Title Insurance
Personal Lines 16 hours related to Property and Casualty

Special Training Requirements


Property and Casualty Agents

Flood Training

Producers licensed in the Property and Casualty line of authority that will be selling Flood Insurance must complete a 2 Hour continuing education course related to NFIP (National Flood Insurance Program) every renewal period.

Life and Health Agents

Long Term Care

Producers who possess a license to sell health insurance and who sells long-term care insurance must complete at least a 2 Hour Continuing Education course related to LTC (Long Term Care) every renewal period.

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Renewal Guidelines


Your License is Eligible for Renewal during your “License Renewal Period”. The License Renewal Period for Maryland Licensed Agents begins 90 Days prior to their Expiration Date. There are 3 Options for Renewing your license:

  1. Online through NIPR, located here: MD Agent Renewal (NIPR)
  2. Online through Vertifore (Sircon): MD Agent Renewal (Sircon)
  3. Renewal via Paper Application: MD Application

While we strive to provide you with the most up to date and accurate information about your Maryland Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations which we may not be referenced above. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to determine their specific licensing renewal requirements. You can locate additional information related to the Maryland CE Requirements through the Maryland Insurance Administration website at insurance.maryland.gov

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