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Florida Insurance Continuing Education
Course Catalog (2025)

Florida Approved Provider Number: 370871

Please be advised that Florida Agents cannot receive credits for courses repeated within a 24-month period. New and Returning Customers can avoid any concerns by selecting any course or package indicated as “New”. Florida Insurance Continuing Education courses can be viewed below.

FL CE
Requirements ›
Agent Status
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Transcript
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Course
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All of our Florida Insurance Continuing Educationcourses are delivered in electronic format and can be viewed and completed on any mobile device. This includes chapter quizzes and final exams which are scored immediately upon completion. Each chapter is followed by a short chapter quiz which must be passed with a score of 70% or better in order to proceed to the next chapter. Upon completion of all chapter quizzes, you will be presented with the Final Exam which requires a passing grade of 70%. All quizzes and the Final Exam can be taken as many times as necessary until you pass. You have up to one year from the course purchase date to complete your courses.

Upon successful passage of each Final Exam your credit hours earned will be reported directly to your State regulator. The date and time of completion of your course is based on the specific time zone in which you completed the course.

Successfully completing a course will earn you a Certificate of Completion. Certificates of completion are immediately available on the My Courses page. Simply locate the completed final exam and click on the certificate icon found near the right side of the page. Please check all the information displayed on your certificate for accuracy. Inaccuracies on your certificate could represent inaccuracies in your BetterCE profile which could lead to reporting delays. If you feel your certificate is inaccurate in any way, please contact the BetterCE support team at support@betterce.info or call us at 1-888-501-7330.

Florida Insurance Agent Continuing Education and License Renewal Requirements

View Your CE Transcript ›
View LICENSE INFO
Visit FL DOI site ›
View Courses ›

General Requirements

Florida Major Lines Licensed Insurance Agents are required to meet continuing education requirements by their CE Due Date (end of the licensee’s birth month) after being licensed for 24 months, and every 2 years thereafter. There are no renewal requirements or renewal fees for Florida licensed agents. Agents only need to complete their CE Requirements every 2 years prior to their CE Due Date (the last day of their birth month) to keep their license active.

Major Lines licenses include:

License TypeLicense Type Description
214LIFE INCL VARIABLE ANNUITY
215LIFE INCL VAR ANNUITY & HEALTH
216LIFE
218LIFE & HEALTH
220GENERAL LINES (PROP & CAS)
240HEALTH
20-44PERSONAL LINES AGENT
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CE Requirements for Florida Major Lines Licensed Insurance Agents

Florida Major Lines Licensed Agents must complete either 20 or 24 Credits of Continuing Education every 2 years, based on their length of licensing. Agents licensed 6 or more years must complete 20 credits. Agents licensed less than 6 years must complete 24 credits. A minimum of 4 credits must be done in courses approved for “Florida Law Update” specific to at least one of your license types. The remaining credits (16 or 20) can be done in any subject matter as long as they are approved by the Florida Department of Financial Services.

  • Agents Licensed 6 or More Years: 20 Total Credits/ 4 Credits must be in “Florida Law Update” specific to their line of licensing
  • Agents Licensed Less Than 6 Years: 24 Total Credits / 4 Credits must be in “Florida Law Update” specific to their line of licensing
  • Customer Service Representatives (4-40 and 4-42) : 10 Total Credits / 4 Credits must be in “Florida Law Update” approved for General Lines Agents (220)

You can view your specific requirements and basic license info on the Florida DIFS Agent Info Page, here: VIEW LICENSE INFO

Agents licensed in multiple lines (ex. Life and General Lines) are only required to meet the same requirements as agents with single lines of licensing. In other words: the maximum number of credits you are required to take is 24 credits, regardless of the number of licenses you hold.

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Special Training Requirements

There are special training requirements for Florida insurance agents who sell certain products. These courses count towards your CE Requirements.

Flood Insurance

Florida insurance agents who sell Flood Insurance must complete a 1-time, 3-hour NFIP Flood Insurance Training Course prior to selling or soliciting flood insurance policies.

Long Term Care

Florida insurance agents may not sell, solicit or negotiate a Long-Term Care policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.

Annuity Training

Effective January 1, 2024, any Florida life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4 Hour Best Interest Annuity Training Course prior to selling.

CE Exemptions and Reductions

Exemptions

Florida offers several limited exemptions from CE Requirements. These include:

  • Individuals holding a “Limited Lines License” for which a licensing exam was not required.
  • Individuals holding any of the following Limited Licenses: dental representative, motor vehicle physical damage and mechanical breakdown agent and crop hail and multiple peril crop agent.
  • Individuals who are officials or employees of a government entity and whose job description requires them to stay current on insurance issues. Request for approval from the Florida Department of Financial Services is required.

Extensions

The Florida Department of Financial Services does allow for limited extensions from the CE Due Date. The reason for requesting an extension must meet the definition of good cause as shown in 69B-228.230(3). “Good cause” means an incident or occurrence which is beyond the control of the applicant and which prevents compliance. Examples include: Disabling accident, illness, or declared national emergency.

Extensions must be submitted using the approved form in advance of the agent’s CE Due Date and are considered on a case by case basis.

Reductions

Florida agents who have 25 years or more experience in their specific line of licensing and hold a CPCU, CLU or Risk Management Degree are eligible for a reduction in their CE Requirements. The request for reduction must be submitted in advance of the Agent’s CE Due Date, using this form: FL CE Reduction Request

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Course Repeat Restrictions

Agents will not receive credit for any courses taken within the prior 2 years.

Carryover Credits

Up to 24 credits earned in excess of the minimum requirements will be carried forward to the next period.

Late Renewal and Reinstatements

There is no grace period allowed for Florida insurance agents who fail to complete their CE Requirements by their CE Due Date. Agents who do not complete their CE on time will have up to approximately 90 days to complete any outstanding CEs, sign a Stipulation Agreement with the Florida Department of Financial Services, and pay a fine of $250. The details of this will be sent to your My Profile account within 45 days of missing your CE Due Date. If you fail to complete the requirements of the Stipulation Agreement (complete CE and pay fine) within the time frames allowed (approximately 60 days from missed CE Due Date), all of your company appointments will be canceled, and you will be unable to transact insurance business.  

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Florida Insurance Agent Continuing Education & Renewal Requirements Summary

Renewal TermEvery 2 Years
Renewal DateLast Day of Birth Month – Every 2 Years
CE RequirementsAgents Licensed 6 or More Years: 20 Total Credits

Agents Licensed Less Than 6 Years: 24 Total Credits
Course RequirementsA minimum of 4 credits must be done in a Florida Law and Ethics Update specific to at least one of their license types. The remaining requirements (16 or 20) are “Electives” and can be taken in any approved subject matter.
Special TrainingFlood – 1 Time Prior to Selling. Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following
ExemptionsNon-resident agents. Certain Limited Lines Agents
Renewal FeeNone
Late Fees, Reinstatement, FeesUp to 90 Days with $250 fine. After 90 Days, Appointments Cancelled
Carryover CreditsUp to 24 Credits
Course Repeat RestrictionsNo Credits for Course Repeated Within 2 Years
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Florida Department of Insurance Contact Information

Website: https://myfloridacfo.com
Phone: 850-413-3140
Email: InsuranceCommissioner@floir.com

Bureau of Licensing
200 East Gaines St.
Tallahassee, FL 32399-0319

24 CREDIT COMPLETE COMPLIANCE PACKAGES

·

FOR AGENTS LICENSED LESS THAN 6 YEARS

General Lines Agent 2-20 or Personal Lines Agent 20-44 NEW!
24 Credit Hour Package!
Details
$45.95
Add to cart >
Life Agent 2-14 or 2-16 NEW!
24 Credit Hour Package!
Details
$45.95
Add to cart >
Health Agent 2-40 NEW!
24 Credit Hour Package!
Details
$45.95
Add to cart >
Life and Health Agent 2-15 or 2-18 NEW!
24 Credit Hour Package!
Details
$45.95
Add to cart >
All Lines Adjuster 6-20 or 70-20 NEW!
24 Credit Hour Package!
Details
$45.95
Add to cart >

20 CREDIT COMPLETE COMPLIANCE PACKAGES

·

FOR AGENTS LICENSED 6 YEARS OR MORE

General Lines Agent 2-20 or Personal Lines Agent 20-44 NEW!
20 Credit Hour Package!
Details
$38.95
Add to cart >
Life Agent 2-14 or 2-16 NEW!
20 Credit Hour Package!
Details
$38.95
Add to cart >
Health Agent 2-40 NEW!
22 Credit Hour Package!
Details
$38.95
Add to cart >
Life and Health Agent 2-15 or 2-18 NEW!
20 Credit Hour Package!
Details
$38.95
Add to cart >
All Lines Adjuster 6-20 or 70-20 NEW!
20 Credit Hour Package!
Details
$38.95
Add to cart >

Other PAckages

Customer Representative 4-40 or 4-42 NEW!
10 Credit Hour Package!
Details
$26.95
Add to cart >

Webinars (No Exams)

View Our Florida Webinar Offerings 
(No Exams – No Monitor Required!)

View Webinars ›

5 Hour Law and Ethics Update

5 Hour Health Law and Ethics Update 240
5 Credit Hours
Details
$19.50
Add to cart >
5 Hour LV Law and Ethics Update 214
5 Credit Hours
Details
$19.50
Add to cart >
5 Hour LHV Law and Ethics Update 215
5 Credit Hours
Details
$19.50
Add to cart >
5 Hour General Lines Law and Ethics Update 220
5 Credit Hours
Details
$19.50
Add to cart >
5 Hour All Lines Adjuster Law and Ethics Update 620 or 70-20
5 Credit Hours
Details
$19.50
Add to cart >

Special Training Courses

Annuity 4 Hour Training with Best Interest (Meets Annuity Best Interest Requirement)
4 Credit Hours
Details
$18.00
Add to cart >
Florida 2022 Property Insurance Reform Review
3 Credit Hours
Details
$15.00
Add to cart >
Flood Insurance Overview (NFIP Approved)
3 Credit Hours
Details
$15.00
Add to cart >

Life and/or Health (2-14, 2-15, 2-16, 2-18, or 2-40)

Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
Life Insurance Concepts
7 Credit Hours
Details
$17.50
Add to cart >
Traditional Life Insurance Products
5 Credit Hours
Details
$12.50
Add to cart >
Disability Insurance: Concepts and Coverages
8 Credit Hours
Details
$19.00
Add to cart >
Annuities Part 1
4 Credit Hours
Details
$18.00
Add to cart >
Annuities Part 2
4 Credit Hours
Details
$18.00
Add to cart >
General Concepts of Annuities
7 Credit Hours
Details
$17.50
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$17.50
Add to cart >
Legal Concepts for Insurance Agents
6 Credit Hours
Details
$17.50
Add to cart >
Overview of Disability Insurance
3 Credit Hours
Details
$18.00
Add to cart >
Personal Life Insurance Planning
6 Credit Hours
Details
$16.75
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$17.50
Add to cart >
Understanding Viatical Settlements
6 Credit Hours
Details
$20.00
Add to cart >
Universal Life Insurance Overview
5 Credit Hours
Details
$16.75
Add to cart >
Fundamentals of Life Insurance
16 Credit Hours
Details
$34.00
Add to cart >
Estate Planning Strategies for Small Business Owners
3 Credit Hours
Details
$20.70
Add to cart >
Insurance Strategies for Businesses
11 Credit Hours
Details
$39.10
Add to cart >
Life Insurance and Retirement Planning
7 Credit Hours
Details
$19.25
Add to cart >
Understanding Indexed Products
5 Credit Hours
Details
$16.75
Add to cart >

General, Personal Lines, or All Lines Adjuster (2-20, 20-44, 6-20, or 70-20)

Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
Errors and Omission and Liability Coverage Overview
7 Credit Hours
Details
$17.50
Add to cart >
Flood Insurance Overview (NFIP Approved)
3 Credit Hours
Details
$15.00
Add to cart >
A Review of the Personal Auto Policy
7 Credit Hours
Details
$17.50
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$17.50
Add to cart >
Understanding the Personal Auto Policy
5 Credit Hours
Details
$14.00
Add to cart >
Legal Concepts for Insurance Agents
6 Credit Hours
Details
$17.50
Add to cart >
Personal Auto Insurance Refresher
7 Credit Hours
Details
$17.50
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$17.50
Add to cart >
Review of Homeowners Insurance Coverages
8 Credit Hours
Details
$20.00
Add to cart >

Customer Representative (4-40 or 4-42)

Annuities Part 1 (Meets Annuity Training Requirement)
4 Credit Hours
Details
$18.00
Add to cart >
Annuities Part 2 (Meets Annuity Training Requirement)
4 Credit Hours
Details
$18.00
Add to cart >
General Concepts of Annuities (Meets Annuity Training Requirement)
7 Credit Hours
Details
$17.50
Add to cart >
Errors and Omission and Liability Coverage Overview
7 Credit Hours
Details
$17.50
Add to cart >
Flood Insurance Overview (NFIP Approved)
3 Credit Hours
Details
$15.00
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$17.50
Add to cart >
Legal Concepts for Insurance Agents
6 Credit Hours
Details
$17.50
Add to cart >
Overview of Disability Insurance
3 Credit Hours
Details
$18.00
Add to cart >
Personal Auto Insurance Refresher
7 Credit Hours
Details
$17.50
Add to cart >
Personal Life Insurance Planning
6 Credit Hours
Details
$16.75
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$17.50
Add to cart >
Understanding Viatical Settlements
6 Credit Hours
Details
$20.00
Add to cart >
Universal Life Insurance Overview
5 Credit Hours
Details
$16.75
Add to cart >

Florida Insurance License Requirements

*While we strive to provide you with the most up to date and accurate information about your Florida Insur ance License Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations of which we may not be aware. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to meet their specific licensing requirements.

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