General Requirements
Illinois Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their license expiration date. Of the 24 credits required, at least 3 hours must be done in courses approved for Ethics Training. The 3 Hour Ethics Training Course must be taken in a Classroom or Live Webinar setting. The remaining 21 credits can be taken in any subject matter as long as the courses are approved by the Illinois Department of Insurance.
License Expiration Dates occur on the last day of the agent’s birth month, every 2 years.
Major Lines licenses include:
- Life, Accident and Sickness
- Property and Casualty
- Personal Lines
Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as producers with single lines of licensing. In other words: you only need to take 24 credits total, regardless of the number of licenses you hold.
Licenses are eligible for renewal when:
- all CE Requirements have been completed
- when the licensee is within 90 days of their license expiration date
Agents are strongly encouraged to complete their CE Requirements at least 10 days prior to their license expiration date. Failure to do so may result in the renewal application not being made available in time to renew. Upon completion of the CE Requirements, Licenses can be renewed online through NIPR.com, or Sircon.com. The Renewal Fee is $215.
Special Training Requirements
There are special training requirements for Illinois insurance agents who sell certain products. These courses count towards your CE Requirements.
Flood Insurance
Illinois insurance agents who sell Flood Insurance must complete a 1 – time, NFIP approved, 3 hour Flood Training Course.
Long Term Care
Illinois insurance agents may not sell, solicit or negotiate a Long-Term Care Partnership policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.
Annuity Training
Any Illinois life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4 Hour Annuity Training course prior to selling.
Course Repeat Restrictions
Agents will not receive credit for the same course taken within the same 2-year compliance period.
Carryover Credits
Excess credits of up to 12 credits may be carried forward to the next compliance period. Excess Ethics Training carries over as General Credit and will not be applied to future Ethics Training Requirements.
Late Renewal and Reinstatements
Illinois insurance licenses will be considered inactive if renewal requirements are not met prior to the Licensee’s expiration date. Agents have up to one year to reinstate their license by paying the renewal fee of $215 plus a $215 reinstatement penalty for a total of $430. After one year, agents must relicense.
Illinois Insurance Agent Continuing Education & Renewal Requirements Summary
Renewal Term | Every 2 Years |
Renewal Date | Last Day of Birth Month – Every 2 Years |
CE Requirements | 24 Credits Total (3 in Ethics) |
Course Requirements | Non-License Type Specific (Aside from Ethics, Courses May Be Taken in Any Approved Subject Matter) |
Special Training | Flood – 1 Time 3 Hour to Selling, and Every Other Compliance Period following. Annuities – 1 Time Annuity Training Course Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following |
Exemptions | Non-Resident Agents. Limited Line |
Renewal Fee | $215 |
Renewal Site | NIPR.com or Sircon.com |
Missed Renewal | License Inactive After Expiration Date |
Late Renewal, Reinstatement, Fees | Reinstatement for up to 1 Year + $215 fee. After 1 Year – Relicense |
Carryover Credits | Up to 12 Credits. Additional Ethics Counted as General Credits |
Course Repeat Restrictions | No Credits for Courses Repeated within the Same Compliance Period |
Illinois Department of Insurance Contact Information
Website: https://idoi.illinois.gov/
Phone: 217-782-6366
Email: DOI.Licensing@illinois.gov
Illinois Department of Insurance
122 S. Michigan Ave, 19th Floor
Chicago, IL 60603
Illinois Department of Insurance
320 W. Washington St.
Springfield, IL 62767