General Requirements
Mississippi Major Lines Insurance licensed more than eighteen (18) months must complete 24 credit hours of state approved continuing education every 2 years prior to their license expiration date. Of the 24 credits required, a minimum of 3 credits must be done in the category of Ethics Training. Agents licensed 13-18 months must complete 12 credits of continuing education. Expiration dates occur on the last day of the licensees birth month, every 2 years.
Major Lines licenses include:
- Life, Accident and Sickness
- Property and Casualty
- Personal Lines
Agents licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as agents with single lines of licensing. In other words: the maximum number of credits you need to earn is 24 or 12 – regardless of how many license lines of authority you hold.
Licensees must take courses that are approved for their specific line of license. For example, agents who hold a Life Insurance license must take courses approved for that line of license. Agents with multiple lines of licenses (ex. Life and Property), can take all of their credits in one of their license types, or a combination of courses approved for their licenses types. Keep in mind that Ethics counts for every license type.
Licenses are eligible for renewal when:
- all CE Requirements have been completed
- when the licensee is within 90 days of their license expiration date
Licenses can be renewed online through NIPR.com, or Sircon. The renewal fee is $100, regardless of the number of licenses you hold.
Renewal applications will not be made available until all CE Requirements have been completed. We strongly encourage agents to complete their CE requirements at least 2 days in advance of their license expiration date so that their renewal application is available in time to renew their license.
Special Training Requirements
There are special training requirements for Mississippi insurance agents who sell certain products. These courses count towards your CE Requirements.
Flood Insurance
Mississippi insurance agents who sell Flood Insurance must complete a 1 – time, NFIP approved, 3 hour Flood Training Course.
Annuity Training
Any Mississippi life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4 Hour Annuity Best Interest Training course prior to selling.
CE Exemptions and Reductions
Age and Experience Exemption
Mississippi insurance agents are eligible for an exemption from CE requirements if they are age 65 or older and have a minimum of 25 years of continuous licensing. To apply for a CE waiver, agent must complete the approved CE Waiver Affidavit and email it to licensing@mid.ms.gov. Keep in mind that Agents must still submit a renewal application each renewal period.
Inactive Agents
Agents who have declared their license as inactive must renew their license but are exempt from completing CE Requirements. Inactive status is when you are not selling, negotiating,or soliciting insurance, but may receive renewal commissions.To declare a license inactive, the agent must write the words “put on non-active status” on the license renewal form and submit the appropriate renewal fee to keep the license current. This must be repeated each license period you are renewing.
Course Repeat Restrictions
Agents will not receive credit for the same CE courses taken within the same renewal period.
Carryover Credits
Any excess credits earned during the 2 year renewal period will not be carried over to the next renewal period.
Late Renewal and Reinstatements
There is no grace period or late renewal allowed for Mississippi insurance agents who fail to renew prior to their license expiration date. Licenses will be considered inactive and prohibited from conducting insurance business if their CE Requirements and Renewal Application are not completed on or before the license expiration date. Agents can reinstate their license for up to 1 year past the license expiration date. To do so, they must complete any outstanding CE requirements, and pay the renewal fee of $100, plus a fine of $50.
Agents who wish to late renew or reinstate within the 1 year period can do so using through Sircon, here: SIRCON RENEWAL / REINSTATEMENT APP
Mississippi Insurance Agent Continuing Education & Renewal Requirements Summary
| Renewal Term | Every 2 Years |
| Renewal Date | Last Day of Birth Month – Every 2 Years |
| CE Requirements | 24 Credits Total (3 in Ethics) if Licensed Over 18 Months 12 Credits Total if Licensed Under 18 months 12 Credits Total if Licensed Under 18 months |
| Course Requirements | License Type Specific. Courses must be taken that approved for at least one type of license types held. |
| Special Training | Agents who sell or solicit Annuities – 4 Hour Best Interest Training |
| Exemptions | Military-Active Duty with Form Submission. Producers licensed more than 15 years and are over the age of 65. |
| Renewal Fee | $100 |
| Renewal Site | NIPR.com or Sircon |
| Missed Renewal | License Inactive After Expiration Date |
| Late Renewal, Reinstatement, Fees | Up to 1 Year, $50 Late Fee |
| Carryover Credits | None |
| Course Repeat Restrictions | Courses cannot be taken within the same compliance period |
Mississippi Department of Insurance Contact Information
Website Address: https://www.mid.ms.gov/
Main Switchboard: 601-359-3569
Licensing Switchboard: 601-359-3582
Licensing Division Group Email: licensing@mid.ms.gov
Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205-0079
Mississippi Insurance Agent License Resources
If you need to know your Insurance License Number or National Producer Number, you can locate it through the SIRCON LICENSE/NPN INQUIRY TOOL
Mississippi insurance agents can view their earned and reported CE Credits on their CE Transcript, through Sircon, here: MISSISSIPPI CE TRANSCRIPT
You can check your license and renewal status through SIRCON
Agents can Print their License, Request a Letter of Certification, or Update their address or other demographic changes through Sircon, located here: SIRCON LICENSE MANAGEMENT
If you haven’t found your answers here, you can view the Mississippi Department of Insurance website and FAQ page, here: MISSISSIPPI LICENSING FAQ PAGE
