General Requirements
Major Lines licenses include:
- Life
- Accident and Sickness
- Property
- Casualty
- Personal Lines
Agents licensed in multiple lines are only required to meet the same requirements as agents with single lines of licensing.
Tennessee Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their license expiration date. Of the 24 Credits required, 3 credits must be done in the category of Ethics Training. The remaining requirements are “non-license type specific”: Agents can take courses in any topic as long as they are approved by the Tennessee Department of Insurance.
Agents licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as Producers with single lines of licensing. In other words: the maximum number of credits you need to earn is 24 – regardless of how many license lines of authority you hold.
Agents must complete their CE Requirements prior to their license expiration date to be eligible to renew their license. Licenses can be renewed online through NIPR.com, or Sircon.com. The renewal
fee is $60 for any number of major-lines licenses being renewed.
Licenses are eligible for renewal when:
- all CE Requirements have been completed
- when the licensee is within 90 days of their license expiration date.
Special Training Requirements
There are special training requirements for Tennessee insurance agents who sell certain products. These courses count towards your CE Requirements.
Annuity Training
Any Tennessee life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4 Hour Annuity Best Interest Training course prior to selling.
Flood Insurance
Tennessee insurance agents who sell Flood Insurance must complete a 1 – time, NFIP approved, 3 hour Flood Training Course.
Long Term Care
Tennessee insurance agents may not sell, solicit or negotiate a Long-Term Care policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.
CE Exemptions and Reductions
There are limited exemptions from CE Requirements for some Tennessee insurance agents.
Resident Agents are exempt if they have been continuously licensed since January 1, 1994, but they must still must renew their license every renewal period.
Course Repeat Restrictions
Agents will not receive credit for the same CE courses taken within the same renewal period.
Carryover Credits
Up to 12 credit hours earned in excess of the 24 credit hour requirement during the 2 year renewal period will carryover to the next compliance period.
Late Renewal and Reinstatements
There is no grace period or late renewal allowed for Tennessee insurance agents who fail to renew prior to their license expiration date. Licenses will be considered inactive and prohibited from conducting insurance business if their CE Requirements and Renewal Application are not completed on or before the license expiration date. Agents can reinstate their license for up to 1 year past the license expiration date. To do so, they must complete any outstanding CE requirements, and pay the renewal fee of $60, plus a fine of $60.
Agents who wish to late renew or reinstate within the 1 year period can do so using through State Based Systems, here: TN RENEWAL / REINSTATEMENT APP
Tennessee Insurance Agent Continuing Education & Renewal Requirements Summary
| Renewal Term | Every 2 Years |
| Renewal Date | Last Day of Birth Month – Every 2 Years |
| CE Requirements | 24 Credits Total (3 in Ethics) |
| Course Requirements | Not License Type Specific. Courses must be taken in any subject matter |
| Special Training | Agents who sell or solicit Annuities – 4 Hour Best Interest Training Agents who sell Flood Insurance – 1 Time 3 Credit Hour Training Agents who sell LTC – 8 Hour Initial Training, 4 Hour Ongoing |
| Exemptions | Agents continuously licensed since January 1, 1994 |
| Renewal Fee | $60 |
| Renewal Site | NIPR.com |
| Missed Renewal | License Inactive After Expiration Date |
| Late Renewal, Reinstatement, Fees | Up to 1 Year, $60 Late Fee |
| Carryover Credits | Up to 12 credit hours can be carried over to the next compliance period |
| Course Repeat Restrictions | Courses cannot be taken within the same compliance period |
Tennessee Department of Insurance Contact Information
Website: https://www.tn.gov/commerce.html
Main Switchboard: 615-741-2241
Licensing Switchboard: 615-741-2693
Licensing Division Group Email: CE.Agent.Licensing@tn.gov
Tennessee Department of Commerce & Insurance
500 James Robertson Pkwy.
Nashville, TN 37243-0565
Tennessee Insurance Agent License Resources
Tennessee Insurance Agent License Resources
If you need to know your Insurance License Number or National Producer Number, you can locate it through the: TN LICENSE/NPN INQUIRY TOOL
Tennessee insurance agents can view their earned and reported CE Credits on their CE Transcript, through State Based Systems, here: TENNESSEE CE TRANSCRIPT
You can check your license and renewal status through SBS LICENSE LOOKUP
Agents can Print their License, or Update their address or other demographic changes through NIPR, located here: SBS LICENSE MANAGEMENT
If you haven’t found your answers here, you can view the Tennessee Department of Insurance website and FAQ page, here: TENNESSEE LICENSING FAQ PAGE
