Massachusetts Insurance License Renewal Resources

Massachusetts Insurance Continuing Education
Course Catalog

The Easiest CE Solution for Massachusetts Insurance Agents!

Please be advised that Massachusetts Agents cannot receive credits for courses repeated within a 36-month period. New and Returning Customers can avoid any concerns by selecting any course or package indicated as “New”.

Course Catalog (Massachusetts Approved Provider Number: S17031)

Special Training Courses and Packages

Course	Credit Hours	Price
45 Credit Hour Package (2019)	45 Credit Hour PackageDetails	$39.45Add to cart
Annuity 4 Hour Training with Best Interest Standards	4 Credit HoursDetails(Meets Annuity Best Interest Requirement)	$18.00Add to cart
Massachusetts Annuity Suitability Training	4 Credit HoursDetails(Meets Annuity Suitability Training Requirement)	$15.95Add to cart
Flood Insurance Overview	3 Credit HoursDetails(NFIP Approved)	$13.45Add to cart

Life & Health

Course	Credit Hours	Price
Annuities Part 1	4 Credit HoursDetails(Does Not Meet Annuity Suitability Training Requirement)	$12.00Add to cart
Annuities Part 2	4 Credit HoursDetails(Does Not Meet Annuity Suitability Training Requirement)	$12.00Add to cart
Insurance Claims Handling Basics	7 Credit HoursDetails	$24.50Add to cart
Legal Concepts for Insurance Agents	7 Credit HoursDetails	$24.50Add to cart
Overview of Disability Insurance	4 Credit HoursDetails	$12.00Add to cart
Personal Life Insurance Planning	6 Credit HoursDetails	$24.50Add to cart
Understanding Insurance Underwriting	7 Credit HoursDetails	$24.50Add to cart
Understanding Viatical Settlements	8 Credit HoursDetails	$20.00Add to cart
Universal Life Insurance Overview	6 Credit HoursDetails	$24.50Add to cart

Property & Casualty

Course	Credit Hours	Price
Errors and Omission and Liability Coverage Overview	7 Credit HoursDetails	$24.50Add to cart
Insurance Claims Handling Basics	7 Credit HoursDetails	$24.50Add to cart
Legal Concepts for Insurance Agents	7 Credit HoursDetails	$24.50Add to cart
Personal Auto Insurance Refresher	7 Credit HoursDetails	$24.50Add to cart
Review of Homeowners Insurance Coverages	8 Credit HoursDetails	$19.00Add to cart
A Review of the Personal Auto Policy	7 Credit HoursDetails	$17.50Add to cart
Understanding Insurance Underwriting	7 Credit HoursDetails	$24.50Add to cart

Ethics

Course	Credit Hours	Price
Ethics for Financial Services Professionals	5 Credit HoursDetails	$26.25Add to cart
Ethics for Life Insurance Agents	3 Credit HoursDetails	$13.50Add to cart
Ethics in Insurance	3 Credit HoursDetails	$13.50Add to cart
Overview of Legal and Ethical Guidelines	3 Credit HoursDetails	$13.50Add to cart

Massachusetts Insurance License Renewal Requirements

*While we strive to provide you with the most up to date and accurate information about your Massachusetts Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations of which we may not be aware. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to meet their specific licensing renewal requirements.

Massachusetts Insurance Agent Continuing Education and License Renewal Requirements

General Requirements

Massachusetts Major Lines Licensed Producers must take 45 or 60 Credit Hours (depending on length of licensure) of Approved Continuing Education every 3 years, prior to their Expiration Date.

At least 3 of the credit hours must be approved for Ethics Training.

Major Lines include:

Life, Accident and Health or Sickness
Property
Casualty
Variable Annuity and Variable Life
Personal Lines

Producers licensed in multiple lines are only required to meet the same requirements as roducers with single lines of licensing.

Producers licensed AFTER April 4, 1983 must complete the following Continuing Education requirements:

60 hours of instruction during the first 36 month period following the date of issuance
45 hours of instruction each subsequent 36 month period

Massachusetts CE Requirements are “Non-License Type Specific.” Producers can take courses in any subject matter as long as:

They are approved by the Massachusetts Department of Insurance
At least 3 of credit hours are approved for Ethics training

Continuing Education Requirements must be completed every 3 years, on or before your birthdate.

Exemptions

Producer licenses with the following lines of authority are not required to complete Continuing Education:

Anyone licensed prior to April 4, 1983 who have remained continuously licensed in the same line are exempt from Continuing Education

Massachusetts Insurance CE and Renewal Requirements Summary

CE Credit Requirements by License Type
License Type	Requirement
Public Adjuster	15 hours

Special Training Requirements

Property and Casualty Agents

Flood Training

Producers who sell Flood Insurance must complete a one-time, 3 Hour continuing education course related to NFIP (National Flood Insurance Program) prior to selling.

Life and Health Agents

Annuity Training

As of December 31, 2016, any producer who sells, solicits or negotiates an Annuity Product must complete a one-time, 4 Hour Annuity Suitability course prior to selling.

Long Term Care

A producer may not sell, solicit or negotiate Long-Term Care Insurance unless the individual has completed an initial 8 Hour Long Term Care training course. Producers must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.

Additional Continuing Education Information

Carryover Credits

Excess credits may be carried forward to the next compliance period. Excess Ethics Training carries over as General Credit and will not be applied to future Ethics Training Requirements.

Renewal Guidelines

Your License is Eligible for Renewal during your “License Renewal Period”. The License Renewal Period for Massachusetts Licensed Agents begins 60 Days prior to their Expiration Date. There are 3 Options for Renewing your license:

Online through NIPR, located here: MA Agent Renewal (NIPR)
Online through Vertifore (Sircon): MA Agent Renewal (Sircon)
Renewal via Paper Application: MA Producer Renewal (Paper Application)

While we strive to provide you with the most up to date and accurate information about your Massachusetts Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations which we may not be referenced above. Our goal is to assist you in every manner possible, but it is the responsibility of each individual producer to determine their specific licensing renewal requirements. You can locate additional information related to the Massachusetts CE Requirements through the Department of Insurance website at www.mass.gov

Massachusetts Insurance Continuing Education Course Catalog