New York Insurance Agent Continuing Education and License Renewal Requirements

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General Requirements

New York Major Lines Licensed Agents and Brokers must complete CE Requirements every 2 years prior to their Expiration Date to be eligible to Renew their License. The number of credits required is based on the number and types of Licenses held.

Single-Lines Licensed Agents and Brokers (Life/Health or Property/Casualty) must complete 15 Credits every 2 years in the line in which the License is held.

Multi-Line Licensed Agents and Brokers (Life/Health and Property/Casualty) must complete 30 Credits with 15 Credits in each line category (LH & PC); or 15 total if the courses are approved as “Bridge” courses.

New York CE Requirements are “License Type Specific”. Agents must take courses approved for the subject matter for which they are licensed (Life/Health or Property/Casualty).

All Agents must complete 1 Hour of Insurance Law, 1 Hour of Ethics, and 1 Hour of Diversity, Inclusion, and Elimination of Bias as a part of the 15 or 30 credit hour requirement.

Courses must be approved by the New York Department of Financial Services.

Agents cannot receive credits for the same courses taken in prior renewal periods.

CE is required once the License has been in effect for more than 2 years and for every subsequent Renewal or relicensing.

License Expiration Dates are determined by the Licensee’s birth date and occur every 2 years on the Licensee’s birthday. Licensees born in odd-numbered years expire in odd-numbered years; Licensees born in even-numbered years expire on even-numbered years.

Exemptions

The Department will grant an exemption from CE Requirements to licensees called to active military duty during the term of their license(s). Any affected licensee, when applying for renewal or relicensing, should send their application with a copy of their orders or other military documentation certifying their active duty status to Licensing Services requesting the CE exemption.