General Requirements
Ohio Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their license expiration date. Of the 24 Credits required, 3 credits must be done in the category of Ethics Training. The remaining requirements are “non-license type specific”: Agents can take courses in any topic as long as they are approved by the Ohio Department of Insurance.
Major Lines licenses include:
- Life
- Accident & Health
- Property
- Casualty
Agents licensed in multiple lines are only required to meet the same requirements as agents with single lines of licensing.
Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as Producers with single lines of licensing. In other words: you only have to take 24 credit hours of CE if you hold multiple lines of licensing.
Agents do not need to complete their CE Requirements prior to their to submitting their renewal application. Licenses must be renewed online through NIPR.com. There is no renewal fee, but there is a $5 processing fee when submitting the application, regardless of the number of major lines licenses being renewed.
Licenses are eligible for renewal when the licensee is within 90 days of their license expiration date.
Special Training Requirements
There are special training requirements for Ohio insurance agents who sell certain products. These courses count towards your CE Requirements.
Flood Insurance
Ohio insurance agents who sell Flood Insurance must complete a 1-time, 3-hour NFIP Flood Insurance Training Course prior to selling or soliciting flood insurance policies.
Long Term Care
Ohio insurance agents may not sell, solicit, or negotiate a Long-Term Care policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.
Annuity Training
Any Ohio life insurance agent who sells, solicits, or negotiates an annuity product must complete a one-time, 4 Hour Best Interest Annuity Training Course prior to selling.
CE Exemptions and Extensions
Ohio offers several limited exemptions from CE Requirements.
- Licensees who hold a Limited Lines License
- Non-Resident Licensees
- Licensees granted inactive “By Agent Request” status by the Ohio Director of Insurance
An individual licensed as an insurance agent who is unable to comply with the license renewal procedures and who is unable to engage in the business of insurance due to military service, a long-term medical disability, or some other extenuating circumstances may request an extension of the renewal date of their license. Extension
requests must be made in writing prior to the expiration of the license. Requests for extension, along with any supporting documentation, and a $100 processing fee can be sent to:
Ohio Department of Insurance
ATTN: License Division
50 W. Town Street
Third Floor – Suite 300
Columbus, Ohio 43215
Course Repeat Restrictions
Agents will not receive credit for the same courses taken within the same renewal period. Courses can be repeated in consecutive licensing periods.
Carryover Credits
No more than 50% of the required hours can be carried forward to the next period. Any excess credits earned for Ethics Training will be carried over as general credits and will not count towards future Ethics Training requirements.
Late Renewal and Reinstatements
As of the first day of the month after the license expiration date, there is a one month grace period. Agents may renew their license during the grace period with a $50 late fee. A license is suspended after the one month grace period with the ability to reinstate with a $100 late fee, up to one year. After one year, agents must relicense.
Ohio Insurance Agent Continuing Education & Renewal Requirements Summary
| Renewal Term | Every 2 Years |
| Renewal Date | Last Day of Birth Month – Every 2 Years |
| CE Requirements | 24 Credits Total (3 in Ethics) |
| Course Requirements | Non-License Type Specific (Courses can Be Taken in Any Approved Subject Matter) |
| Special Training | Flood – 1 Time Prior to Selling. Annuities – 1 Time Annuity Best Interest Training Course. Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following. |
| Exemptions | Non-resident agents; Limited Licensed Agents; Licensees granted inactive “By Agent Request” status by the Ohio Director of Insurance |
| Renewal Fee | $0; Only a $5 Processing Fee from the Entity Submitting the Application |
| Renewal Site | NIPR.com |
| Missed Renewal | License is Suspended After 30 Days of Missed Renewal |
| Late Renewal, Reinstatement, Fees | Late Renewal up to 30 Days Beyond Expiration + $50. Reinstatement for up to 1 year + $100. After 1 Year – Relicense |
| Carryover Credits | Up to 50% of the Required Hours. Ethics Counted Towards General Credits |
| Course Repeat Restrictions | No Repeat within Same Renewal Period. Courses Can Be Taken in Consecutive Renewal Periods |
Ohio Department of Insurance Contact Information
Website: https://insurance.ohio.gov
Phone: 614-644-2658
Email: licensing@insurance.ohio.gov
Ohio Department of Insurance
ATTN: License Division
50 W Town Street
3rd Floor – Suite 300
Columbus Ohio 43215
