South Carolina Insurance Agent Continuing Education and License Renewal Requirements

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General Requirements

South Carolina Major Lines Licensed Agents must take 24 Credit Hours of Approved Continuing Education every 2 years, prior to their Expiration Date after a license has been in effect for more than 19 months. For licenses in effect for 13 – 18 months, only 12 hours of continuing education is required. At least 3 of the 12 or 24 credit hours must be approved for Ethics Training.

Major Lines include: Life, Accident and Sickness, Property, Casualty, and Personal Lines. Agents licensed in multiple lines are only required to meet the same requirements as agents with single lines of licensing.

South Carolina CE Requirements are “License Type Specific.” Agents must take courses in the subject matter in which they are licensed and:

1) They are approved by the South Carolina Department of Insurance
2) At least 3 of credit hours are approved for ethics training

Continuing education requirements must be completed every 2 years, on or before the last day of the licensee’s birth month.

Exemptions

Producers continuously licensed since January 1, 1994 are exempt from CE Requirements

Special Training Requirements

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Property and Casualty Agents

Flood Training

Any producer who is authorized to sell Property Insurance must complete a one-time, 3 Hour continuing education course related to NFIP (National Flood Insurance Program) prior to selling.

Life and Health Agents

Annuity Training

Any producer who sells, solicits or negotiates an Annuity Product must complete a one-time, 4 Hour Annuity Suitability course prior to selling.

Long Term Care

A producer may not sell, solicit or negotiate a Long-Term Care Insurance unless the individual has completed an initial 8 Hour Long Term Care training course. Producers must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.

Additional Continuing Education Information

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Carryover Credits

• Excess credits of up to 12 Credit Hours may be carried forward to the next filing period.
• Excess Ethics Training carries over as a General Credit and will not be applied to future Ethics Training Requirement.

Renewal Guidelines

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Your License is Eligible for Renewal during your “License Renewal Period”. The License Renewal Period for South Carolina Licensed Producers begins 45 Days prior to their Expiration Date. There are 2 Options for Renewing your license:

1. Online through NIPR, located here: SC Producer Renewal (NIPR)
2. Online though Vertifore (Sircon): SC Producer Renewal (Sircon)