This article covers all the steps you’ll need to follow to renew your insurance license in Connecticut. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.
Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is the last day of your birth month.
There are only two steps required to keep your license active:
- Complete the Connecticut insurance license required continuing education.
- Submit your renewal application prior to expiration.
Step #1: Complete the Connecticut Insurance License Required Continuing Education
The Connecticut Insurance Department requires all major lines licensed agents to complete 24 credit hours of state-approved continuing education every two years. Major lines are agents licensed to sell: Life, Accident, and Health; Property; Casualty; and Personal Lines. Of the 24 credits required, at least 3 must be approved for ethics.
Agents can take courses in any subject matter as long as they are approved by the Connecticut Insurance Department, and at least 3 credits are done in the category of Ethics. Remember that no matter how many licenses you hold, you only need to do a maximum of 24 credits. For example, if you are licensed in Life, Accident, and Health as well as Property, you only need to do 24 credits total, 3 of which must be in ethics.
There are special training requirements for agents who sell long-term care, annuity, and flood insurance products.
- Life and Health Agents who sell long-term care policies must complete a prerequisite online course, pass the exam for that course, and complete a 4-hour classroom course conducted by the Connecticut Partnership Staff.
- Life and Health Agents who sell, solicit, or negotiate an annuity product must complete a one-time 4-hour annuity suitability course prior to selling.
- Property and Casualty Agents who sell flood insurance must complete a 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.
Connecticut will waive the CE requirements for those serving in the U.S. military on active duty outside the state during a substantial part of the compliance period.
Step #2: Submit Your Connecticut Insurance License Renewal Application Prior to Expiration
After completing your CE requirements, the last step you need to take is to renew your Connecticut insurance license. This must be done prior to your license expiration date, but not more than 90 days in advance of the expiration date. The Connecticut insurance license renewal fee is $160. If the CE requirements are completed after the expiration date or the renewal application is submitted late, the late renewal fee is $320. You have one year after the expiration date to file for late renewal. After one year, you will be required to complete a pre-licensing education course and pass the exam prior to submitting the reinstatement application.
You can access your renewal application and file it online at NIPR Connecticut License Renewal.
Now is the Time to Start Your Continuing Education
Even with two full years to accumulate your 24 hours of continuing education, there’s no reason to wait to start. BetterCE has you covered with all the courses you need. The complete listing is in our Connecticut Insurance Continuing Education Course Catalog.
The online training is self-paced and delivered to your computer, tablet, and smartphone. The quizzes and exams are scored instantly, and you can take them as many times as necessary to pass. Plus, you can return to the training whenever it is convenient. The course progress bar tells you exactly where you left off.
Our webinar courses are instructor-led and delivered live using video conferencing. You must be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. The advantages of webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Connecticut Webinar Catalog. Find out more about the advantages of webinars in our article The Power of Webinars for Insurance Continuing Education.
Completions Reported the Same Day
Our office will report your continuing education course credits to the Connecticut Insurance Department the same day you complete the training. So, if you’re rushing to complete your continuing education, we’ve got you covered.
Summary of Steps to Keep Your Connecticut Insurance License Active
Even though we’ve mapped it out above, it’s still a great deal to digest. So here’s a quick summary to get you started on the path to renewal.
- Determine your license expiration date.
- Determine your continuing education requirements.
- Enroll in courses well in advance of your expiration date.
- Complete your courses – we submit your credits the same day you complete them.
- Renew your license.
We’re confident that our website contains everything you need to renew your Connecticut insurance license. If not, call our office, and we’ll happily assist you.
There’s no time to be lost if you’re near your renewal date. So sign up now for the most trusted and convenient solution for keeping your license active.
We’re Here to Help
At BetterCE, we provide more than the most convenient and affordable solution for insurance continuing education. Our agent support services are provided by experienced insurance licensing professionals who have helped thousands of agents navigate the renewal process easily.
Have a question or need assistance? Phone 1-888-501-7330 for our customer care team. We also respond to emails as well as via our Contact Form. You can also sign up for convenient license renewal reminders on our contact page.
