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California Insurance Continuing Education
Course Catalog

California Approved Provider Number: 327269

Please be advised that effective January 1, 2025 there are numerous new training requirements have been enacted for California Life agents who sell certain products. We strongly encourage you to review our article outlining these changes here: CA 2025 NEW TRAINING REQUIREMENTS

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All of our California Insurance Continuing Education courses are delivered in electronic format and can be viewed and completed on any mobile device. This includes chapter quizzes and final exams which are scored immediately upon completion. Each chapter is followed by a short chapter quiz which must be passed with a score of 70% or better in order to proceed to the next chapter. Upon completion of all chapter quizzes, you will be presented with the Final Exam which requires a passing grade of 70%. All quizzes and the Final Exam can be taken as many times as necessary until you pass. You have up to one year from the course purchase date to complete your courses.

Upon successful passage of each Final Exam your credit hours earned will be reported directly to your State regulator. The date and time of completion of your course is based on the specific time zone in which you completed the course.

Successfully completing a course will earn you a Certificate of Completion. Certificates of completion are immediately available on the My Courses page. Simply locate the completed final exam and click on the certificate icon found near the right side of the page. Please check all the information displayed on your certificate for accuracy. Inaccuracies on your certificate could represent inaccuracies in your BetterCE profile which could lead to reporting delays. If you feel your certificate is inaccurate in any way, please contact the BetterCE support team at support@betterce.info or call us at 1-888-501-7330.

California Insurance Agent Continuing Education and License Renewal Requirements

View Your CE Transcript ›
Renewal Application ›
Visit CA DOI site ›
View Courses ›

General Requirements

California Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their license expiration date. License expiration dates occur on the last day of the month of the original month of licensure, every 2 years. Of the 24 Credits required, 3 credits must be done in the category of Ethics Training. The Ethics Training course must contain a 1-Hour Anti-Fraud Awareness Video provided by the Department of Insurance. The remaining requirements are “license type specific”: Agents must take courses approved for at least one their license types.

Major Lines licenses include:

  • Life, Accident and Sickness
  • Property
  • Casualty
  • and Personal Lines

Agents who hold multiple lines of licenses (ex. Life and Property) only have to meet the requirements for at least one of their License Types held. You do not need to take courses for every License Type for which you hold a license (except for special training requirements such as Annuity, LTC, or Homeowners Valuation). In other words, if you are licensed in Multiple Lines, you only have to complete 24 credits total, and you can receive credit for courses approved in any of the License Types for which you hold a license.

Agents must complete their CE Requirements prior to their license expiration date to be eligible to renew their license. Licenses can be renewed online through NIPR.com, or Sircon.com. The renewal
fee is $188 per line of authority.

Licenses are eligible for renewal when:

  1. all CE Requirements have been completed
  2. when the licensee is within 90 days of their license expiration date
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Special Training Requirements

There are numerous special training requirements for California insurance agents who sell certain products. These courses count towards your CE Requirements.

Anti-Fraud Awareness Training

Every agent must take a 1-Hour Anti-Fraud Awareness Video provided by the Department of Insurance.

Homeowners’ Insurance Valuation

Agents who sell homeowners insurance are required to take a 1 – Time homeowners’ insurance valuation training course.

Variable Annuity Training

Agents who sell Variable Annuities must complete 2-hour Variable Annuity Training Course every 2 years.

Annuity Training

Agents who sell annuity products need to complete a one-time, 8 hour annuity suitability course and a 4 hour training course every compliance period thereafter.

Long Term Care

Agents who sell Long-Term Care Insurance are required to complete an 8 Hour initial training course and then a 4-hour refresher course every compliance period.

Flood Insurance

Agents who wish to sell Flood Insurance must complete a one-time, 3 Credit Hour Training Course prior to selling.

Cash Value Life Insurance

Effective January 2025, any newly licensed agents who sell cash value life insurance policies are required to complete a one-time 4 Hour Life Insurance Policy Training Course

CE Exemptions and Reductions

California offers several limited exemptions from CE Requirements.

  • Licensees consecutively licensed for 30 years or more without any disciplinary action and 70 years of age or older which were originally licensed prior to January 1, 2010.
  • Any producer called to active duty in the U.S. military services

If you believe that you qualify for the CE exemption, please contact the CDI’s Licensing Hotline at (800) 967-9331 or email the California Department of Insurance at Producer Licensing Bureau.

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Course Repeat Restrictions

Agents cannot repeat the same courses within the same renewal period.

Carryover Credits

Excess credits earned during the biennial renewal period will be carried forward to the next period. Any excess credits earned for Ethics Training will be carried over as general credits and will not count towards future Ethics Training requirements.

Late Renewal and Reinstatements

There is no grace period or late renewal allowed for California insurance agents who fail to complete their renewal requirements prior to their license expiration date. Licenses are considered expired immediately upon expiration date. However, agents may reapply up to one (1) year after expiration date through the Renew or Reinstate a License section on Sircon for an additional fee of $94 per line of authority and all CE Requirements are met.

In addition, all company appointment fees will have to be paid to have the appointments reinstated. After one year, agents will have to relicense.

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California Insurance Agent Continuing Education & Renewal Requirements Summary

Renewal TermEvery 2 Years
Renewal DateLast Day of Original Month of Licensure – Every 2 Years
CE Requirements24 Credits Total (3 in Ethics that includes 1-Hour Anti-Fraud Awareness)
Course RequirementsLicense Type Specific (other than 3 Hours of Ethics, Courses Must Be Taken in the Line of Licensing)
Special TrainingFlood – 1 Time Prior to Selling.

Homeowners Insurance Valuation – 1 Time Prior to Estimating the Replacement Value of Structures.

Annuities – 8 Hour Initial, 4 Hours Every Renewal Period Following.

Long Term Care – 8 Hour Initial, 8 Hours Every Year for the First 4 Years, 8 Hours Every Renewal Period Following.

Variable Annuities – Agents who sell Variable Annuities must complete 2-hour Variable Annuity Training Course every 2 years.

Effective January 2025, any newly licensed agents who sell cash value life insurance policies are required to complete a one-time 4 Hour Life Insurance Policy Training Course

Anti-Fraud Awareness Training – Every agent must take a 1-Hour Anti-Fraud Awareness Video provided by the Department of Insurance.
ExemptionsNon-resident agents.
Renewal Fee$188 per line of authority
Renewal SiteNIPR.com or Sircon
Missed RenewalLicense Expired After Expiration Date
Late Renewal, Reinstatement, Fees50% of Original Renewal Fee ($94) to Reinstate up to 1 Year After 1 Year – Relicense
Carryover CreditsExcess Credits Will Carryover to the Next Compliance Period. Ethics Counted Towards General Credits
Course Repeat RestrictionsNo Credits for Course Repeated Within the Same Renewal Period
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California Department of Insurance Contact Information

Oakland Office
1901 Harrison Street, 6th Floor
Oakland, CA 94162

Sacramento Office
300 Capitol Mall, 17th Floor
Sacramento, CA 95814

Los Angeles Office
300 South Spring Street, 14th Floor
Los Angeles, CA 90013

Website: https://www.insurance.ca.gov/ | Phone: 800-967-9331 | Contact Form

Complete Compliance Packages

·

COMPLETE ALL OF YOUR CE REQUIREMENTS WITH ONE LOW PRICED PURCHASE!

(Life Agent) Back to Basics 24 Credit Hour Package
24 Credit Hour Package!
Details
$44.00
Add to cart >
*(Life Agent) 2025 All Requirements 24 Credit Hour Package* *(Meets ALL NEW 2025 Training Requirements)*
24 Credit Hour Package!
Details
$54.00
Add to cart >
(Life Agent) Next Level Learning 24 Credit Hour Package
24 Credit Hour Package!
Details
$54.00
Add to cart >
(Life Agent) 24 Credit Hour Package with 4 Hour Annuity Training (Meets 4 Hour Annuity Training Requirement)
24 Credit Hour Package!
Details
$54.00
Add to cart >
(Property and/or Casualty Agent) 24 Credit Hour Package (Meets 3 Hour Flood Training Requirement)
24 Credit Hour Package!
Details
$44.00
Add to cart >

Webinars (No Exams)

View Our California Webinar Offerings 
(No Exams – No Monitor Required!)

View Webinars ›

Special Insurance CE Training Courses and Packages

Paul J. Winn – 2025 4-Hour Annuity Training (Meets 2025 4 Hour Annuity Best Interest Requirement)
4 Credit Hours
Details
$20.00
Add to cart >
Paul J. Winn – 2025 8-Hour Annuity Training (Meets 2025 8 Hour Annuity Best Interest Requirement)
8 Credit Hours
Details
$20.00
Add to cart >
2025 California Life Insurance Policies (Meets 2025 4 Hour Life Insurance Policies Requirement)
4 Credit Hours
Details
$20.00
Add to cart >
2025 California Variable Life Insurance Policies (Meets 2025 2 Hour Variable Life Insurance Policies Requirement)
2 Credit Hours
Details
$18.00
Add to cart >
California Agent and Broker Anti-Fraud Training (Meets Agent and Broker New Anti-Fraud Training)
0 Credit Hours
Details
$0.00
Add to cart >
Paul J. Winn, CA 8-Hour Long-Term Care Training (Meets 8 Hour Long Term Care Training Requirement)
8 Credit Hours
Details
$30.00
Add to cart >

Life Agent CE Courses

Estate Planning Strategies for Small Business Owners
4 Credit Hours
Details
$20.70
Add to cart >
Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
Life Insurance Concepts
7 Credit Hours
Details
$17.50
Add to cart >
2025 California Life Insurance Policies
4 Credit Hours
Details
$20.00
Add to cart >
Traditional Life Insurance Products
5 Credit Hours
Details
$12.50
Add to cart >
Disability Insurance: Concepts and Coverages
8 Credit Hours
Details
$19.00
Add to cart >
Fundamentals of Life Insurance
14 Credit Hours
Details
$34.00
Add to cart >
Insurance Strategies for Businesses
14 Credit Hours
Details
$39.10
Add to cart >
Life Insurance and Retirement Planning
6 Credit Hours
Details
$19.25
Add to cart >
Personal Life Insurance Planning
5 Credit Hours
Details
$16.75
Add to cart >
Understanding Indexed Products
7 Credit Hours
Details
$19.75
Add to cart >
Understanding Viatical Settlements
6 Credit Hours
Details
$19.25
Add to cart >
Universal Life Insurance Overview
5 Credit Hours
Details
$16.75
Add to cart >

Property & Casualty Agent CE Courses

Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
Flood Insurance Overview
3 Credit Hours
Details
$15.50
Add to cart >
A Review of the Personal Auto Policy
7 Credit Hours
Details
$19.75
Add to cart >
Review of Homeowners Insurance Coverages
8 Credit Hours
Details
$21.00
Add to cart >

Ethics CE Courses

Ethics in Insurance (Includes 1 Hour Anti-Fraud Awareness Training)
3 Credit Hours
Details
$15.50
Add to cart >
Ethics for Financial Services Professionals (Includes 1 Hour Anti-Fraud Awareness Training)
3 Credit Hours
Details
$15.50
Add to cart >
Target Ethics (Includes 1 Hour Anti-Fraud Awareness Training)
3 Credit Hours
Details
$15.50
Add to cart >

California Insurance License Renewal Requirements

*While we strive to provide you with the most up to date and accurate information about your California Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations of which we may not be aware. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to meet their specific licensing renewal requirements.

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